Broker Check
Yanira Hoyos, MBA

Yanira Hoyos, MBA

Investment Consultant / Sr. Vice President

(939) 402-2954

hoyosy@ceteranetworks.com

Yanira has a BBA major in Management and a MBA major in Human Resources from Universidad del Sagrado Corazón,  Serie 6 and  Serie 7 securities registrations.  She is also licensed to sell insurance in Puerto Rico, Florida and Texas.

Her career in the financial services industry began in 1999 working in various leadership positions. After many years of success, she identifies the need to educate people and make them aware that financial well-being is essential to have a proper emotional, personal and physical balance.   After Hurricane Maria in 2017, Yanira decides to establish Financial Wellness together with Victor M. Aponte where she leads a team of 8 people whose common goal is to offer financial services in an emphatic and holistic way.


Yanira is married and has two children with whom she loves to spend quality time. She is a black belt in traditional Shotokan karate, admires nature and in her spare time she makes bonsai, enjoys painting and photography. 

Member of the Million Round Table, Class 2024.

*Million Dollar Round Table (MDRT) is an independent membership organization of life insurance and financial service professionals. Membership levels are based on commissions, premiums, or fees generated within a year from investment and insurance products. Members must apply annually and pay a fee. Members must also adhere to the MDRT Code of Ethics. Listing in this publication and/or award is not a guarantee of future investment success. This recognition should not be construed as an endorsement of the financial professional by any client. No compensation was provided directly or indirectly by the recipient for participation or in connection with obtaining or using the third-party rating or award.


Check the background of this investment professional on FINRA's BrokerCheck